Earlier this month I posted about the recent studies in which ‘ObamaCare’ rate shock talking point debunked.
The insurance exchanges have been up and operating since Saturday, with a new anonymous “window shopping” feature that lets consumers comparison shop plans for price and coverage features without first having to submit an application questionnaire.
The news continues to be good. Margo Sanger Katz writes at The Upshot for the New York Times, First Look at Health Insurance Rates for Next Year Is Encouraging:
Early evidence suggests that competition in the new Affordable Care Act marketplaces is working, at least in some areas. Health insurance premiums in major cities around the country are barely rising.
That’s the conclusion of two studies of data about newly public insurance rates. One, from the Kaiser Family Foundation, a health research group, looked at 49 cities and found that prices for a popular type of plan are actually going down, on average. A second, from the actuarial firm Wakely Consulting Group, looked at the largest county in each of the 34 states with marketplaces run by the federal government and found an average rate decrease of one percent.
Decreases in the price of health insurance are basically unheard-of. The individual insurance market that these new marketplaces replaced experienced annual increases of 10 percent in recent years. In the employer market, premiums went up by a record-low rate of 3 percent this year, but even that increase can’t compare with what’s happening in many exchange markets.

