Posted by AzBlueMeanie:
The Tucson Weekly — which is out with its annual "Best of Tucson" edition today, be sure to pick up a copy — has a Guest Commentary from Tucson Mayor Jonathan Rothschild explaining the Health Insurance Marketplace:
On Oct. 1, open enrollment begins for the Health Insurance
Marketplace, part of the Affordable Care Act, or ACA, also known as
Obamacare. Whether you were for or against this legislation, it's here,
it's the law of the land, and here's what you need to know.
Young adults were some of the first beneficiaries of the ACA, which
made it possible for them to stay on their parents' health plans until
age 26 regardless of whether they're in school or where they live.
Already, this provision has helped more than 3 million young adults get
coverage.
The ACA eliminated many barriers to becoming insured. You cannot be
discriminated against for pre-existing health conditions or gender. (The
ACA banned the common practice of charging women higher premiums than
men.)
The ACA eliminated other questionable practices, too, such as
lifetime or annual caps on coverage, or canceling coverage for making a
mistake on your insurance application. You cannot run out of coverage
because you've hit your dollar limit with a catastrophic illness or
injury, and you cannot have your coverage canceled—in some cases,
retroactively—because you filled out a form incorrectly.
These changes apply to all health insurance plans, whether you get
coverage through your employer, your parents or buy it yourself.
Plus, the ACA strengthened Medicare, which has already saved Arizonans nearly $123 million in prescription drug costs.