When both political parties broadly agree that something should happen yet serially fail to follow through, the nation’s leaders look particularly inept. Congress’s failure to re-up CHIP funding shows its striking ineptitude:
The example of the moment is the ongoing saga of the Children’s Health Insurance Program (CHIP), a popular service that covers 9 million young Americans — and that is rapidly running out of cash, alarming families that rely on the federal aid to keep their children healthy.
Democrats and Republicans in Congress created CHIP in 1997 to assist families who make too much to qualify for Medicaid, the health-insurance program for the poor, yet who do not have reasonable alternative options for insuring their children. Given that decent health care in early years is crucial, lawmakers rightly decided to invest in the nation’s future health. The program has been a remarkable success, driving children’s uninsured rate down to about 4 percent.
But, unlike Medicaid, Congress did not make CHIP an entitlement program that automatically and perpetually draws as much money as it needs from the treasury. Rather, it required lawmakers to regularly re-up CHIP’s funding, which they did in 2015, under the reasonable assumption that Congress would not want to be blamed for kicking children off their insurance.
The 2015 funding dried up in September, and lawmakers pumped in enough emergency funds to sustain the program for only a few months. States have begun planning for a funding shortage, with some warning families that their coverage might lapse. The disruption uselessly alarms parents, scrambles doctors’ planning and eats up time state officials could use for more important things.